Investment Disclaimer

Last updated: March 2026

1. General Disclaimer

RealtyIndex is a data aggregation service only. We aggregate publicly available information about tokenized real estate listings from third-party platforms. We are not a financial advisor, broker-dealer, investment platform, or registered securities exchange.

Nothing on this website should be construed as financial advice, investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any asset, token, cryptocurrency, or security. All information provided is for informational purposes only.

2. No Financial Advisory Relationship

Your use of RealtyIndex does not create a financial advisory relationship, fiduciary relationship, or any other professional relationship between you and RealtyIndex. We do not:

• Provide personalized investment recommendations
• Manage investment portfolios
• Execute trades or transactions on your behalf
• Hold, custody, or manage any funds or assets
• Assess your financial situation, risk tolerance, or investment objectives

3. We Aggregate Data -- We Do Not Sell or Facilitate

To be absolutely clear about what RealtyIndex does and does not do:

• We aggregate and display data from third-party tokenized real estate platforms
• We do not sell property tokens or any financial instruments
• We do not handle money, process payments, or hold funds
• We do not own, manage, or maintain any of the properties listed
• We do not guarantee or endorse any listing, platform, or investment opportunity

4. Investment Risks

Investing in tokenized real estate and cryptocurrency-based assets involves substantial risk, including the possible total loss of your investment. You should carefully consider the following risks before making any investment decisions:

4.1 Market Volatility

The value of tokenized real estate assets and the cryptocurrencies used to purchase them can fluctuate significantly. Token values may decrease rapidly and without warning. Real estate markets are subject to economic cycles, interest rate changes, and local market conditions that can impact property values.

4.2 Regulatory Uncertainty

The regulatory landscape for tokenized securities, cryptocurrencies, and blockchain-based real estate is evolving and varies by jurisdiction. Regulatory changes could negatively impact the value, transferability, or legality of tokenized real estate assets. Certain tokens may be classified as securities in some jurisdictions, subjecting them to additional regulations.

4.3 Smart Contract Risks

Tokenized real estate relies on smart contracts deployed on blockchain networks. Smart contracts may contain bugs, vulnerabilities, or design flaws that could result in loss of funds. Blockchain networks may experience congestion, forks, or other technical issues that could affect your ability to transact.

4.4 Liquidity Risks

Tokenized real estate assets may have limited liquidity. You may not be able to sell your tokens quickly, or at all, at a price you consider fair. Secondary markets for these tokens may be thin, illiquid, or nonexistent. Unlike traditional real estate, the exit strategy for tokenized assets depends on the continued operation of the issuing platform and market demand.

4.5 Platform Risks

The third-party platforms whose data we aggregate (including but not limited to RealT and Lofty) are independent companies that:

• Could change their terms of service at any time
• Could experience technical failures, security breaches, or hacks
• Could become insolvent or cease operations
• Could face regulatory action that impacts their ability to operate
• Are not controlled by, affiliated with, or endorsed by RealtyIndex

RealtyIndex bears no responsibility for the actions, omissions, or failures of these third-party platforms.

4.6 Data and Information Risks

The data displayed on RealtyIndex is scraped and aggregated from external sources. This data may be delayed, incomplete, inaccurate, or outdated. Never rely solely on information displayed on RealtyIndex to make investment decisions. Always verify all information directly on the source platform.

5. Past Performance

Past performance does not guarantee future results. Historical yields, returns, appreciation rates, and other performance metrics displayed on RealtyIndex are based on data reported by third-party platforms. These figures:

• Reflect historical performance only and may not be sustained
• May not account for all fees, taxes, or expenses
• Are subject to change without notice
• Should not be used as the sole basis for investment decisions

6. Yield and Return Projections

Any yield percentages, projected returns, or estimated income figures shown on RealtyIndex are:

• Historical or projected figures provided by the underlying platforms, not by RealtyIndex
• Subject to change based on occupancy rates, maintenance costs, market conditions, and other factors
• Not guaranteed by RealtyIndex or the underlying platforms
• Potentially calculated using different methodologies by different platforms, making direct comparisons difficult

7. Do Your Own Research (DYOR)

Before making any investment decision based on information found on RealtyIndex, you should:

1. Conduct thorough independent research on the property, platform, and token
2. Read the complete offering documents, white papers, and legal disclosures of the issuing platform
3. Understand the specific risks associated with the investment
4. Verify all data directly on the source platform
5. Consider your own financial situation, risk tolerance, and investment goals
6. Consult a qualified financial advisor, tax professional, or legal counsel
7. Never invest more than you can afford to lose

8. Professional Advice

We strongly recommend that you consult with a qualified financial advisor who is familiar with tokenized securities and cryptocurrency investments before making any investment decisions. Tax treatment of tokenized real estate may vary by jurisdiction, and you should seek advice from a qualified tax professional.

9. Affiliate Disclosure

RealtyIndex may earn affiliate commissions when you click through to third-party platforms from our website and subsequently make a purchase or take a qualifying action. This financial relationship:

• Does not increase the cost to you
• Does not affect the accuracy of the data we display
• Does not influence the order in which listings appear (unless explicitly labeled as sponsored)
• Does not constitute an endorsement of any platform or investment opportunity

We are committed to transparency and will always disclose material affiliate relationships.

10. Your Responsibility

All investment decisions are solely your responsibility. By using RealtyIndex, you acknowledge and accept that:

• You are making your own independent investment decisions
• You have not relied on RealtyIndex as a source of financial advice
• You understand the risks involved in tokenized real estate and cryptocurrency investments
• You accept full responsibility for any gains or losses resulting from your investment decisions
• RealtyIndex shall not be held liable for any losses you may incur

11. Data Sources

Property data displayed on RealtyIndex is sourced from publicly available APIs, public blockchain indexers (such as The Graph), and community-maintained datasets. We do not access private, restricted, or authenticated-only data sources without proper authorization. All blockchain data is inherently public and accessible to anyone. Third-party platform data is obtained only through publicly documented interfaces or openly shared community resources.

12. Contact

If you have questions about this disclaimer or require clarification, please contact us at:

[email protected]